This is part 2 of the series ‘Budgets for Dummies.’ Part 1 can be found here.

Many people feel that budgets are restricting. The truth is that they are only restricting if you are predisposed to think that they are restricting. However, if you’re willing to put your rose colored glasses down, I can show you how budgets actually free you you spend your money. It leads to better money management and less financial stress.

So how does this actually work? How does a budget allow me to spend my money more freely? Think about this, how often have you wanted to go on vacation, but felt guilty about putting it on a credit card? Ever wanted to go to that exclusive restaurant, but felt like it was to much money? How about wanting a new car? [Read more →]